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NON EMERGENCY MEDICAL TRANSPORTATION INSURANCE 

NEMT COVERAGES 

AUTO LIABILITY

How important is Auto Liability? This is the main coverages a NEMT Non Emergency Transportation Company will need. 


Coverage Amount? Although not required by the state brokers will require you to have $1,000,000 in Auto Liability Coverage. In other words, this is the amount of coverage you will need to get contracts/jobs

WHAT IT COVERS? 

Bodily Injury: An accident caused by your driver or company that incurs bodily injury. For the $1,000,000 combined single limit policies the coverage covers up to $1,000,000 per person injured and $1,000,000 per occurrence. 
Property Damage: An accident caused by your driver or company that incurs property damage. For the $1,000,000 combined single limit policies the coverage covers up to $1,000,000 in property damage. 
Workers Compensation – Coverage for your employees for bodily injury. 
General Liability – Coverage for Products completed Operations, Personal & Advertising Injury, Medical Payments, Damage to premises rented to you. 

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