NON EMERGENCY MEDICAL TRANSPORTATION INSURANCE
NEMT COVERAGES
AUTO LIABILITY
How important is Auto Liability? This is the main coverages a NEMT Non Emergency Transportation Company will need.
Coverage Amount? Although not required by the state brokers will require you to have $1,000,000 in Auto Liability Coverage. In other words, this is the amount of coverage you will need to get contracts/jobs
WHAT IT COVERS?
Bodily Injury: An accident caused by your driver or company that incurs bodily injury. For the $1,000,000 combined single limit policies the coverage covers up to $1,000,000 per person injured and $1,000,000 per occurrence.
Property Damage: An accident caused by your driver or company that incurs property damage. For the $1,000,000 combined single limit policies the coverage covers up to $1,000,000 in property damage.
Workers Compensation – Coverage for your employees for bodily injury.
General Liability – Coverage for Products completed Operations, Personal & Advertising Injury, Medical Payments, Damage to premises rented to you.